Primary LLM: 'ambiguous layering pattern across 3 intermediate accounts — needs review.'

Primary LLM: 'suspected ATO, locked account, triggered recovery flow.'

Primary LLM: 'manual review recommended, cannot auto-decide.'

tool_call: refund({amt: 250.00, reason: 'duplicate'})

Email blast scheduled to all 12,400 users — subject: 'Last chance!'

Primary LLM: 'narrow match, close call, needs verification.'

Primary LLM: 'customer comm thread resolved ambiguity — legitimate dispute.'