Primary LLM: 'acct_P229 velocity 3.1x normal this week — unclear if business reason.'

Primary LLM: 'anomaly 2.3σ from baseline, no single red flag.'

Primary LLM: 'photo quality low, liveness confidence 0.82 — unclear.'

Primary LLM: 'thin file + positive alt-data — decision ambiguous.'

Primary LLM: 'fuzzy match 0.84 to SDN entry — requires disambiguation.'

Primary LLM: 'reason-code mismatch between cardholder claim (13.1 not received) and evidence (refund issued).'