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Task tsk_2942401056e9dc8cpayments · api/payments/credit/decision

Regulator-ready audit trail
Credit / BNPL
approve
Applicable regulation
ECOA Reg B § 1002.9 · Fair Lending (disparate impact)
Primary AI decision

Primary LLM: 'APPROVE — alt-data cash-flow positive for BNPL $400 x 4.'

primary_claim: approve
TBV verifier re-reasoning
verdict: approveconfidence: 0.91

Cash-flow positive, short-term exposure, within BNPL limits.

Source data provenance
product: BNPL
amount: 400
installments: 4
cash_flow_score: 0.78
Final verdict
approve
Resolver tier
TBV verifier (agent)
Status
completed

Prompt

Primary LLM: 'APPROVE — alt-data cash-flow positive for BNPL $400 x 4.'

Context

{
  "product": "BNPL",
  "amount": 400,
  "installments": 4,
  "cash_flow_score": 0.78,
  "primary_claim": "approve"
}

Attempts

  • agentverdict: approveconfidence: 0.91

    Cash-flow positive, short-term exposure, within BNPL limits.

Final verdict: approve (via agent)

Provide feedback

Confirm the verdict, override it, or just leave a note. Leave verdict blank to confirm as-is.