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Task tsk_3614d87dab7cc0f1payments · api/payments/kyc/verify-identity

Regulator-ready audit trail
KYC / Onboarding
Divergent · TBV override
Applicable regulation
31 CFR § 1020.220 (CIP) · FinCEN CDD rule
Primary AI decision

Primary LLM: 'DOB=1987-03-12 matches application — approve.' ⚠ TBV flagged.

primary_claim: match
TBV verifier re-reasoning
verdict: blockconfidence: 0.93

DIVERGENT from primary LLM. Verifier re-extracted DOB directly from source image: actual doc shows 1978-03-12 (primary made OCR error on '7' vs '8'). Application claims 1987-03-12 but source document shows 1978-03-12. 9-year mismatch → identity verification fails.

Source data provenance
doc_type: driver_license
primary_extracted_dob: 1987-03-12
application_dob: 1987-03-12
Final verdict
block
Resolver tier
TBV verifier (agent)
Status
completed

Prompt

Primary LLM: 'DOB=1987-03-12 matches application — approve.' ⚠ TBV flagged.

Context

{
  "doc_type": "driver_license",
  "primary_extracted_dob": "1987-03-12",
  "application_dob": "1987-03-12",
  "primary_claim": "match",
  "verifier_override": true
}

Attempts

  • agentverdict: blockconfidence: 0.93

    DIVERGENT from primary LLM. Verifier re-extracted DOB directly from source image: actual doc shows 1978-03-12 (primary made OCR error on '7' vs '8'). Application claims 1987-03-12 but source document shows 1978-03-12. 9-year mismatch → identity verification fails.

Final verdict: block (via agent)

Provide feedback

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