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Task tsk_93df2255c95c1527payments · api/payments/credit/decision

Regulator-ready audit trail
Credit / BNPL
approve
Applicable regulation
ECOA Reg B § 1002.9 · Fair Lending (disparate impact)
Primary AI decision

Primary LLM: 'APPROVE installment request — within limits.'

primary_claim: approve
TBV verifier re-reasoning
verdict: approveconfidence: 0.90

FICO + utilization within approval band.

Source data provenance
product: installment
fico: 680
existing_utilization: 0.42
Final verdict
approve
Resolver tier
TBV verifier (agent)
Status
completed

Prompt

Primary LLM: 'APPROVE installment request — within limits.'

Context

{
  "product": "installment",
  "fico": 680,
  "existing_utilization": 0.42,
  "primary_claim": "approve"
}

Attempts

  • agentverdict: approveconfidence: 0.90

    FICO + utilization within approval band.

Final verdict: approve (via agent)

Provide feedback

Confirm the verdict, override it, or just leave a note. Leave verdict blank to confirm as-is.